If you send someone naked photos of yourself, we estimate there's a 99.9% chance someone OTHER than that person WILL end up seeing them.

But in spite of that . . . a new survey found that 36% of Americans say they plan on sending sexy photos to someone on Valentine's Day.

32% have asked an ex to delete naked photos they sent, and 28% say that after a breakup, they regretted sending sexy photos. 10% say they've had an ex threaten to post them online.

The top five reasons people gave for sharing an ex's photos are: Their ex LIED to them . . . their ex cheated on them . . . their ex dumped them . . . their ex called off the wedding . . . or their ex posted photos with someone else.

The survey also found people are slightly more likely to check their ex's Facebook page than their CURRENT boyfriend or girlfriend's.

(McAfee)